Where ever you are in life...
...developing strong money management skills is important for your future. As a college student, you will be making major borrowing decisions, but you may not have much experience managing debt. Whether or not you borrow money, you'll need to manage the funds you have available to meet your expenses.
Even if you are fortunate enough to have parents or loved ones you can turn to for help or advice as you start handling money on your own, it's really up to you to take charge of your finances. Doing so can be intimidating for anyone. It's easy to become overwhelmed or frustrated. And everyone makes mistakes. The important thing is to take action.